Just got my Starling card, can't wait to use it. For those of you scratching your heads right now, it's a pre-paid credit card which you top up whenever you want and it keeps track of your spending with an app. The app automatically categorizes your expenditure into things like travel, shopping, fast food, etc. Basically if you're like me and just buy everything you want all the time and then have to eat beans on toast for the rest of the month and are too lazy to do a proper budget, it's absolutely superb. You can use the card worldwide for no extra fees whatsoever, and above all, it's 100% free.
It also has a "card freeze" facility which disables your card instantly and unfreezes it at your command. Great for if you're prone to misplacing stuff or just for extra security.
We signed up on Thursday and the cards arrived today ready for use in what is hands down the coolest card delivery method I've ever seen. This guy demonstrates it at 40 seconds:
Sadly there aren't many vids of it on the 'tube yet and most of the ones on there are crap but this is probably the least crap of the lot:
The only drawback I can see so far is that you can't top it up with credit card which I prefer as it gives me the credit card protection stuff (for the Muricans out there we have protection on credit cards, so if you buy something and the retailer is a dick, the credit card company will refund your money and take care of it, dunno if it's the same Stateside). Then again, as it's Mastercard it might have this facility already, dunno.
Anyway, just thought I'd share it, Kyla and I are gonna give it a go for a while and see how it goes, will report back later
until