I've played an hour or two so far, think you've summed it up perfectly.
The game feels like how you expected a PS5 game to feel. Subtle haptic feedback, runs really smooth, audio is fantastic.
Wouldn't classify it as a 'horror' per say, more just a couple of unsettling moments.
There's a lot of loot initially, different in game currencies etc. There's a fair bit of information to take in as to what does what, but I'm sure I'll figure it out as I play more.
Really enjoyed what I've played so far though!