It's in Alpha. There's plenty to do right now but it's a drop in the water compared to what it will be....you'll probably have a better experience further down the development road.
Once you're ready to take the plunge you'd go for a game package like the one below, which allows you access to the Star Citizen universe, provides you a ship, a hangar, in game currency and 6 months of ship insurance. It's currently £43 GBP and I believe that if you also want the single player Squadron 42 you can purchase it as an extra for £15. If you just want the single player game I believe that's £43 as a standalone.
https://robertsspaceindustries.com/pledge/Packages/Mustang-Alpha-SC-Starter
Major updates will occur quarterly from now on, so we'll see what gets added in March. Face Over IP would be good but I'll settle for VOIP.