I read @Diddums post and I get it, the annual pass for me is no money that's not bragging I spend way more on coffee a week so it is value for money however that's because I also haven't bought games I'd usually be investing time in..(cod/bfv) however other than grinding light in pretty much over the pve, last raid I completed was kings fall, in playing pvp mostly now I actually enjoy the PvP challenge seeing how I stack against others, sometimes I will grind some pve for a weapon but fine are the days I go through all milestones,I barely bothered with dreaming city and use tangled shore for materials only.