Let me preface that this was taken from a user on Reddit, I was not happy with the ability to buy infusible, legendary armor with stat rolls on it. This thread just so happened to pop up and it addresses my concerns.
Black Ops 3
11/6/15 - Game launched. A supply drop system is in the game using exclusively cryptokeys - a currency obtained by completing multiplayer matches - to open supply drops for a chance at camos, reticles, calling cards, specialist themes (the clothes your player wears, cosmetic), taunts, gestures you get the idea. All strictly cosmetic items.
12/15/15 - A patch is released, with three new weapons available in supply drops. Along with other things in there (All for free). These weapons are essentially reskins of the combat knife, the melee weapon in the game. They practically don't alter the game. These melee weapons are also extremely rare, estimated to be a 0.8% chance or lower. Community was cool with it. CoD points are also introduced. A currency you buy with real money to open supply drops with.
2/9/16 - New patch (Side note these aren't the only patches that take place, only the ones relating to what I'm talking about). This time with 5 new weapons. Two of them are melee, reskins. But three of them are bullet firing weapons. This is where it starts. Shit gets serious and public outcry commences. 3/22/16 - Despite the obvious outlash, 5 new weapons are added with 2 of them being bullet weapons.
How This Applies to Destiny
Point is, Activision is the same publisher. And there is heavy evidence that suggests that Treyarch did not want to add in these microtransactions but Activision made them (Can't find the posts at this time). BO3 can be used to predict what will happen to Destiny. The similarities cannot be ignored.
Release microtransactions already a good way into the game. Silver anybody?
Microtransactions can only get cosmetic items.
Slowly introduce game altering items into game. But you can get them without paying!
This sterling treasure thing is shockingly similar to supply drops they even have an opening animation when they know that wasn't required. We got truly only cosmetic things at first. Emotes, masks. Then SRL came with the record book. Whatever. Now sterling treasure which you can technically get without paying. They could have easily made that gear 280 or something when you think about. The 1:1 infusion was probably influenced by the sterling treasure as well. What I'm trying to say is, show your distaste before it's too late. Some people are okay with microtransactions and even though I disagree, it's your opinion. Just don't wait until Destiny 2 comes out with microtransactions being a core part of the game to jump on the bandwagon that will ultimately do nothing because it's too late. The "Before all the cod points hate" post was exactly how this sub was when silver was introduced. There were also posts like this one when silver was announced, but the majority didn't listen. I'd hate to see the prophecy come true. Put a frog near boiling water and it'll hop right out. But put him in nice cool water and slowly turn up the heat...