Not really sure what to say here to be honest.
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Does this mean you need to worry about your banking passwords and online bill payment crap? Truthfully, yes you do.
Does this mean you need to run out and change all your passwords right now? No it doesn't, and here is why. This is NOT a quick fix, this is a huge endeavor, this is a huge amount of work, and most websites are not being open about how and when they are dealing with this issue.
Your best course of action here is to monitor all of your various accounts very closely for the next month. Take action as needed to keep yourself safe.
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I keep falling back to that as my stance.
Most websites are not being really forthcoming on if they are affected or not. There have been two posted lists so far for websites that are being proactive in all this crap. IF you have anything with any of them, then yes change your passwords.
If not, then fall back to my post above:
Monitor and change in about 2-3 weeks or so.
The big take away here (and honestly after the way a few other companies have been hacked in the last few months, this should be your permanent stance), is to NOT trust any of these companies to protect you or give you information on whats what.